The top bar
Vehicle identity, VIN, the date and time the report was generated, and the report's overall confidence grade — always visible, never buried.
The verdict card
Your verdict (Part 4) with a two-sentence plain-English explanation. If the pricing analysis is based on estimated rather than confirmed live market data, it says so right here — in the verdict itself.
At a glance
| Card | What it tells you |
|---|---|
| Fair pricing | How the asking price compares to the market evidence — or "Pricing not assessed" when evidence is too thin. |
| Dealer fees | Whether any fee or add-on looks out of line for your region. |
| OTD estimate | The full out-the-door figure from your worksheet. |
| Ownership | Long-term depreciation risk for this vehicle. |
| Safety recalls | Open NHTSA recall campaigns registered for this year/make/model — with a reminder to verify by VIN, because NHTSA recall data is issued at the year/make/model level. |
What you should do right now
Numbered, concrete next moves — including negotiation points when the verdict has room, and independent-verification steps when the evidence is thin. This is the section to read standing in the parking lot.
The evidence trail
Reports show their work: which sources informed pricing (including open-web comparison listings when they're used), what elevated or capped confidence, and a "Why this verdict?" explainer. If open-web comps were used, you'll see each one listed with its source and price.
Go deeper — the four dossiers
| Section | What's inside |
|---|---|
| Pricing breakdown | How fair-market and listed price compare, and what evidence sits behind the range. |
| Loan & payment | APR, term, and the full amortization — what the loan really costs across its life. |
| Ownership forecast | How quickly value depreciates, year by year. |
| Equity timeline | When you cross break-even — the moment you stop owing more than the car is worth. |
Download PDF
Every report exports as a shareable PDF — forward it to a spouse, a lender, or the dealer (Part 9).