— Carlarity Pre-Signature Intelligence™ · Independent · Unbiased —

Don't sign a car deal blind.

Carlarity shows the price, fees, financing, and future cost before you commit.

Try 5FNYF5H57MB012345 (2021 Honda Pilot)
See a sample reportHow it works
Five used cars lined up side by side — a compact hatchback, two mid-size sedans, a minivan, and a compact sedan — the everyday vehicles a Carlarity deal check covers
Market data, labeled by sourceBuyer-protective verdictsCalibrated to evidence30-day money-back guaranteeNo subscriptions

— What we catch —

Most Carlarity reports surface a fee, financing, or pricing line that wasn't in the buyer's favor — often costing thousands.

Run a report before signing anything.

— What Carlarity adds —

A vehicle history report tells you where the car has been. Carlarity tells you whether the deal is fair.

Vehicle history report

Accidents, ownership, service records, title status. Where the car has been.

Carlarity

Pricing vs market, financing terms, equity timeline, depreciation outlook. One verdict, before you commit.

Carlarity shows you the real cost of a car before you sign.

— Five of the eight verdicts you might see —

What a Carlarity report says, in one word.

Every report ends with one of eight verdicts, modulated by data confidence. Below are the five most common forms — see all eight on the Verdicts page.

  • BUY — Exceptional deal — lock it in.
  • NEGOTIATE — Workable deal — price is the lever.
  • VERIFY FIRST — Promising deal — pricing data is thin, so verify with independent comps first.
  • WALK — Weak deal — walk or radically restructure.
  • INSUFFICIENT EVIDENCE — Data isn't strong enough for a confident verdict. We label it rather than guess.

Verdicts derived from your VIN, the live market, and your deal terms.

See all 8 verdict labels — and how the language softens at lower confidence →

— The question we're building the category on —

Did you run the Carlarity?

The question buyers ask each other before signing. The question dealers know is coming.

Our goal: become the standard pre-purchase check for the U.S. used-car market.

How It Works

Three steps. One verdict.

From VIN to verdict in minutes. Create an account, get your report, keep it forever.

Step 01

Paste your VIN

Takes 3 seconds. We pull specs, options, and recall history automatically.

5FNYF5H57MB012
→ 2021 HONDA PILOT · EX-L · AWD
Step 02

Add deal details

Price, down, trade, term, APR. Five fields — we handle the financing math.

Price
$35,500
Down
$4,000
Trade
$0
Term
72 mo
APR
7.9%
→ PAYMENT $565/MO · OTD $38,947
Step 03 · Verdict

Read the receipt

Fairness score, financing audit, add-on flags. Your deal graded before you sign.

Deal Verdict
64/100
Negotiate
Price above midpoint · fees +$1,393 · 1 flagged add-on
→ DETAILED REPORT · 8 SECTIONS IN THE APP
See a real verdictSee the full walkthrough
What’s In A Report

Every section. Every line inside.

Every fee, every markup, every add-on — priced, flagged, and ready before you sit down. No dashboard, no hidden metrics. The whole receipt.

Carlarity Report · CLR-7H2M4
Apr 19 · 2:14 pm
2021 Honda Pilot EX-L AWD
Acme Honda · Bellevue · Apr 19
Deal Verdict
64/100
Negotiate
025P50P75P100
What’s driving the score
Fees $1,393 above midpoint
· 3 items negotiable, $740 soft
APR marked up 2.5 pts
· $2,143 over 72-month life
1 add-on flagged
· $1,595 bundle priced at $480 value
Financing
+$2,143
Over loan life vs. your qualified APR of 5.4% (offered 7.9%)
→ FINANCING TAB
Fees
$1,393
Above regional midpoint · 3 line items negotiable
→ FEES TAB
Add-ons
1 of 5
Flagged · $1,595 bundle overpriced vs. $480 component value
→ ADD-ONS TAB
Market
4.1%
Over market midpoint · 127 comparable listings analyzed
→ MARKET TAB

And you leave with the document.

The whole report exports as a PDF — every section, every flag, and the negotiation asks written out word for word — to read on your phone at the desk or print and mark up.

See the real dossier
Carlarity GarageIncluded free

Every car in your driveway, one dashboard.

Save your reports, track your loan equity, and revisit your purchase analysis whenever you want. Free with any Carlarity Report.

  • Equity tracking
    Update your loan balance and watch your equity move as you pay it down.
  • Report anchor
    Your purchase price against the canonical valuation from your original report.
  • Saved reports
    Revisit every analysis whenever you want — no expiration.
  • On the roadmap
    Live market refresh and a depreciation engine — both on the near-term roadmap.
Get your Carlarity Report

Free with any Carlarity Report

Illustrative · Current scope
Your Garage
3 vehicles tracked
Equity
+$8,240
Anchored to your report
2024 Honda CR-V EX-L
$32,800
−$1,890
$1,890 below report value
2021 Toyota Camry SE
$18,400
+$4,120
$4,120 above report value
2019 Mazda CX-5 Touring
$14,200
+$6,010
$6,010 above report value

Your 2019 Mazda CX-5 sits $6,010 above your report’s valuation — strongest position in your fleet.

Anchored to your reportAll vehicles green ✓
Behind Carlarity

Where the receipt-checking comes from.

Two reads behind every Carlarity report — what’s actually happening in the F&I office, and the math that makes the case.

The Pitch

What actually happens in the F&I office.

Eight scenes. Twenty minutes. $2,154 that used to be yours.

  • $2,154

    Average F&I gross profit per new vehicle.

    NADA, 2023

  • 300–500%

    Typical markup on dealer-sold add-ons vs third-party.

    Consumer Federation of America

  • 68%

    Buyers who took at least one F&I add-on, often unpriced.

    Cox Automotive Dealer Study, 2024

Read the full pitch
The Math

$35,500 dealer. $39,509 real.

Same 2024 Honda CR-V EX-L. The dealer showed one number; the receipt was a different one.

  • Dealer showed $35,500
  • Real out-the-door $39,509
  • Delta +$4,009
See the full math
“We don’t get paid by dealers. We don’t sell cars. Every report is built for one person: the buyer.”
From our founder

Pricing

Honest pricing for honest analysis.

Three tiers. One-time purchases. Garage included on every plan. Pick the one that matches how you shop.

$39.99

When you've found the one — and want a second opinion before you sign.

Single Report

  • 1 full Carlarity Report
  • Carlarity Garage included
  • All report modules, including Fair Pricing, Fee Detection, OTD, Financing, Equity, Depreciation, and Negotiation Leverage
  • Saved to your account — forever
  • 30-day money-back guarantee
Most Popular
$69.99

When you're comparing a shortlist.

Three Reports

$23.33 per report

  • 3 full Carlarity Reports
  • Carlarity Garage included
  • Compare reports head-to-head in your account
  • All report modules
  • Saved to your account — forever
  • 30-day money-back guarantee
Best Value
$129.99

When you're still casting wide.

Active Shopper

$18.57 per report

  • 7 full Carlarity Reports
  • Carlarity Garage included
  • Compare any reports head-to-head
  • All report modules
  • Saved to your account — forever
  • 30-day money-back guarantee

Same data on every report. Same model. Same evidence posture. The difference between tiers is quantity — not depth. There is no “pro” version of the analysis.

30-day money-back guarantee. No questions asked.

See full pricing details

Questions, answered.

Before you sign

Walk in with the numbers.

Five minutes. One report. Every line of your deal — explained before you sign.

30-day money-back guarantee · No subscription · We don’t sell cars

Works for every buying context

Whatever way you’re buying.

Even when the price is fixed, the decision isn’t.

  • Negotiable dealer price — the sticker is a starting point. You get the walk-away number before you sit down.
  • Online fixed-price (Carvana, CarMax, online checkouts) — no haggling on the car, so the verdict turns on fees, add-ons and financing.
  • Private seller — no dealer fees and no finance office, but no safety net either. Price is everything.
  • Already purchased — inside the return window there is still a decision to make.
  • Not sure yet — start anyway. We run the neutral case and you set the deal type later.
Start your Carlarity report