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Dealer add-ons

Protection Package (itemize)

A dealer-branded bundle of low-cost products under a premium name. Value can only be judged from the itemized contents.

Negotiable: Yes — typically removable from the order

Who charges it

Imposed by
the dealer, as an optional product
Legal status
Optional — never required to buy the car or get the loan
Negotiable?
Yes — typically removable from the order
Attention level
high

Benchmark range

Carlarity does not state a typical price for this product: no published benchmark exists, and the report evaluates it from its contract terms or by asking for an itemization.

Why it matters

A package name says nothing about what is inside. Most dealer packages combine a few low-cost items — tint, sealant, nitrogen, wheel locks, door guards — at a price far above their combined retail value. Without the itemized contents the package cannot be evaluated.

What to ask at the desk

Please itemize every component of this package with its individual price, or remove the package from the order.

What Carlarity evaluates
  • Classifies the line as dealer protection / appearance package (bundle) from its name and aliases, and must be itemized before it can be evaluated.
  • Flags the line for contract review: the coverage terms, exclusions and cancellation rights decide its value.
  • Asks for an itemization before evaluating it: a bundle cannot be priced as one line.
  • Checks the coverage term against the factory warranty still in force, and states the overlap.
  • Checks the order for a second line covering the same thing.
  • Keeps government, manufacturer and lender charges out of the negotiable total by construction.
Reading this page

Legal and expensive are two different questions. An optional product can be entirely legitimate and still cost more on the buyer’s order than the same coverage elsewhere; a low-value item can be fairly priced. This page tells you what the product is, who is charging for it and what a fair range looks like. Your report judges your actual quote against that range, as part of the whole deal.

Benchmarks are market ranges from the sources cited, not exact prices, verified 2026-09-07. Nothing on this page is legal or financial advice. The product’s contract terms decide its value on your deal.